{"id":160047,"date":"2017-03-09T23:18:36","date_gmt":"2017-03-09T23:18:36","guid":{"rendered":"http:\/\/healthmedicinet.com\/i\/age-proof-your-life-new-book-examines-links-between-health-wealth\/"},"modified":"2017-03-09T23:18:36","modified_gmt":"2017-03-09T23:18:36","slug":"age-proof-your-life-new-book-examines-links-between-health-wealth","status":"publish","type":"post","link":"http:\/\/healthmedicinet.com\/i\/age-proof-your-life-new-book-examines-links-between-health-wealth\/","title":{"rendered":"&#8216;Age-Proof&#8217; Your Life: New Book Examines Links Between Health, Wealth"},"content":{"rendered":"<p>                    <em>Live long and prosper.<\/em><\/p>\n<p>\u201cStar Trek\u201d fans will, of course, recognize these immortal words as the famed salutation of the beloved Mr. Spock. But they\u2019re also the focus of a new book about the links between health, wealth, and longevity by <em>Newsmax<\/em> contributor Dr. Michael Roizen and financial expert Jean Chatzky.<\/p>\n<p>The book \u2014 \u201cAge-Proof: Living Longer Without Running Out of Money or Breaking a Hip\u201d \u2014 has a clear and uplifting take-home message: With a little planning and foresight you can to live by Spock\u2019s words to both live long and prosper.<\/p>\n<p>To help you do so, Roizen and Chatzky have devised an eight-point plan for living the good life well into old age that spotlights the surprising connections between health, wealth, and longevity.<\/p>\n<p>\u201cThe same eight principles that help you live longer also are the ones that help you live with more money so they really intertwine,\u201d says Roizen, Cleveland Clinic\u2019s chief wellness officer.<\/p>\n<p>\u201cFor example, you want to do diagnostic areas of both. You want to take a look in the mirror financially and look in the mirror into your health so there really are eight principles that unite the two so you can in fact become age-proof.\u201d<\/p>\n<p>Rosen tells <em>Newsmax Health<\/em> one big mistake many people make is failing to recognize they are likely to live living longer than they expect, which makes long-term planning for fiscal and physical fitness critically important.<\/p>\n<p>Average life expectancy in the U.S. is now in the high 70s for men, low 80s for women. But many people will live much longer than the national average, often with at least one chronic health condition.<\/p>\n<p>\u201cMost people expect \u2026 to live to 75 or 85. We&#8217;re now thinking that most of those people will live much longer,\u201d Roizen explains. \u201c(And) as you get older you&#8217;re going to spend money to stay healthy. Wealth without health that won&#8217;t work \u2026 because you&#8217;re going to spend a lot of money on that.\u201d<\/p>\n<p>The eight core principles of \u201c<strong>Age-Proof<\/strong><\/a>\u201d provide a roadmap to health and wealth that helps ensure you won\u2019t wind up medically or fiscally bankrupt later in life, Roizen says. Here are the strategies he and Chatzky recommend:<\/p>\n<p><strong>No. 1: Automate good habits. <\/strong>\u201cWe are programmed, all of us to do the wrong thing,\u201d Roizen says. \u201cWe&#8217;re programmed to survive and to splurge both in our money and in our food.\u201d So what we need to is \u201creprogram\u201d our brains and lifestyles to live healthier, fiscally responsible lives. Among the ways you can \u201cautomate\u201d healthy habits and money-savvy strategies:<\/p>\n<ul>\n<li>Set aside 15 percent of your earnings for retirement, or automatically deduct 401(K) savings from your paycheck.<\/li>\n<li>Eat the same healthy foods every day. Trade the typical American diet for the Mediterranean diet, emphasizing healthy fats, lean protein, vegetables and fruit, and unprocessed grains.<\/li>\n<li>Build regular exercise into your life, aiming to get 10,000 steps in a day, with no excuses.<\/li>\n<\/ul>\n<p><strong>No. 2: Look beyond vital signs.<\/strong> In addition to the regular tests your doctor will perform during an annual physical exam (blood pressure, heart, rate, pulse, respiration), opt for more advanced \u201cbody checks\u201d that provide a better snapshot of your health. Roizen and Chatzky recommend undergoing a series of tests you can do at home for fitness, stress levels, and weight, among others.<\/p>\n<p>He suggests taking a tape measure to your waist to determine your obesity risks.<\/p>\n<p>\u201cThe number of inches around your belly at the bellybutton should be less than half your height so that tells you how much abdominal fat you have, a very important thing,\u201d he says.<\/p>\n<p><strong>No 3: Maintain your \u201cfiscal fitness.\u201d <\/strong>Getting your financial house in order should not only involve having a solid bank balance, but also making sure you have a steady income, are putting away money for savings and investment, keeping your expenses under control, and checking your credit score annually.<\/p>\n<p>\u201cWhat you want to know is three basic things: your income versus your expenses, what you owe and what you own,\u201d Roizen notes.<\/p>\n<p><strong>No. 4: Set priorities. <\/strong>You can\u2019t have a plan for living well without setting priorities, so it\u2019s important to identify five or six you identify as your top goals. They can include things like earning a decent living, making high-quality food your top budgetary item, paying yourself first with savings (15 percent of your income), spending less than you make, protecting your financial life (through insurance, savings, estate planning), and giving back to the community in a meaningful way that\u2019s meaningful.<\/p>\n<p><strong>No. 5: Get organized. <\/strong>Gathering and maintaining your financial and health records can help you keep track or your priorities. That means keeping track of your medical records, important financial files, living wills, insurance files, and investment papers.<\/p>\n<p><strong>No. 6: De-stress your life.<\/strong> Stress \u2014 over your health or wealth \u2014 can kill you, and isn\u2019t good for your bank account either, Roizen says. You have to de-stress your life by finding ways to manage it. \u201cStress is like ice cream \u2014 more than a little is bad for your health and it comes in all flavors,\u201d Roizen and Chatzky write.<\/p>\n<p><strong>No. 7: Consult experts.<\/strong> Creating a \u201cpeople portfolio\u201d of experts can help you reach your fiscal and physical goals. That means assembling a team of financial advisors, medical experts (doctors, pharmacists, nutritionists, and physical education specialists) to help you.<\/p>\n<p><strong>No. 8: Change bad habits.<\/strong> It\u2019s never too late to change bad habits about money or your health to start the \u201cage-proofing\u201d your life, Roizen says. And if you\u2019ve allowed yourself to fall behind, in your finances or health, you can catch up.<\/p>\n<p>\u201cWe have some rules for retirement that Fidelity actually came up with,\u201d he tells <em>Newsmax Health<\/em>. \u201cAt age 30 you should have one times your annual salary saved, at age 40 three times, at age 50 six times, at age 60 eight times, and when you actually retire 10 times your annual salary you should have saved.<\/p>\n<p>\u201c(But) if you&#8217;re way behind, don\u2019t worry \u2014 you can catch up. We have a chapter called \u2018Making Up for Lost Coin.\u2019 We also have one for \u2018Making Up for Lost Time in Health.\u2019 (The) point is that there are benchmarks which you can compare to know where you are and whether you&#8217;ll be able to do it.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Live long and prosper. \u201cStar Trek\u201d fans will, of course, recognize these immortal words as the famed salutation of the beloved Mr. Spock. But they\u2019re also the focus of a new book about the links between health, wealth, and longevity by Newsmax contributor Dr. Michael Roizen and financial expert Jean Chatzky. The book \u2014 \u201cAge-Proof: <a class=\"read-more-link\" href=\"http:\/\/healthmedicinet.com\/i\/age-proof-your-life-new-book-examines-links-between-health-wealth\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-160047","post","type-post","status-publish","format-standard","hentry"],"_links":{"self":[{"href":"http:\/\/healthmedicinet.com\/i\/wp-json\/wp\/v2\/posts\/160047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/healthmedicinet.com\/i\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/healthmedicinet.com\/i\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/healthmedicinet.com\/i\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/healthmedicinet.com\/i\/wp-json\/wp\/v2\/comments?post=160047"}],"version-history":[{"count":0,"href":"http:\/\/healthmedicinet.com\/i\/wp-json\/wp\/v2\/posts\/160047\/revisions"}],"wp:attachment":[{"href":"http:\/\/healthmedicinet.com\/i\/wp-json\/wp\/v2\/media?parent=160047"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/healthmedicinet.com\/i\/wp-json\/wp\/v2\/categories?post=160047"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/healthmedicinet.com\/i\/wp-json\/wp\/v2\/tags?post=160047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}