Do you know: Does work with Medicare? in 2025
Key takeaways
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You can still use the pharmacy savings card to reduce drug prices even if you have Medicare.
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is particularly beneficial for people with Medicare who do not have a prescription drug plan.
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If you do have prescription coverage through Medicare, you can still use when your copay with Medicare is too high or if Medicare doesn’t cover your prescription.
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You cannot use Medicare and together. You have to choose one or the other.
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Your out-of-pocket costs for prescriptions with will not apply to your Medicare deductible.
At , we believe that you should be able to get the best price possible for your prescription, no matter what your health insurance status. Meaning, you can use the pharmacy savings card to reduce drug prices even if you receive Medicare benefits. It’s not illegal or against the rules.
can help you save up to 80% on prescription medications. All you have to do is sign up (for free!) on our website. You can text the discount card to yourself or print it immediately. (You’ll receive a card in the mail within three to four weeks if requested.) Whether you text, print, or wait for the hard copy, you can use all three versions at the pharmacy.
When to consider using
For people eligible for Medicare, can help cut prescription costs in the following ways, whether or not you have an insurance plan that covers prescriptions.
If you don’t have a Medicare prescription drug plan…
Medicare Part D is an optional benefit. During the Initial Enrollment Period, you may have decided you didn’t need the extra drug coverage, but you still occasionally need to fill a prescription. can help you secure lower costs.
1. To compare prescription drug prices.
You can use singlecare.com to compare which pharmacy has the lowest prices. Find your location, then type in your prescription name. You’ll see various pharmacies and discounted pricing options. You should compare our drug discounts with the out-of-pocket (or cash) price for the drug.
2. To reduce the cost of medications when you don’t have prescription drug coverage.
You can use to secure lower prices at 35,000 major pharmacies nationwide. Once you’ve found the one that’s the least expensive, bring your prescription savings card to the pharmacy (or send the coupon to your phone) and ask the pharmacy employee to use it when checking out.
Does Medicare Part B cover prescriptions?
If you have a Medicare prescription drug plan…
can decrease out-of-pocket costs when you’re in (or approaching) the Medicare coverage gap or on a fixed income.
3. When prices are lower than your copay or coinsurance.
Even if you have prescription coverage with a Medicare Part D plan, the price for a prescription may be lower than your Medicare copay. That’s because every Medicare Part D drug plan has its own formulary, which ranks drugs on a tier system. The higher the tier, the more expensive your copay will be. You can ask the pharmacist to compare drug coupons and Medicare to find the best deal for your prescription.
4. If Medicare doesn’t cover a medication.
Medicare covers many generic medications, but you may be prescribed a brand-name drug that’s not covered. Or, you might need a type of medication that your Medicare prescription benefits don’t cover–like Viagra, phentermine, or Propecia. can help you get savings of up to 80% on these and other prescription drugs.
Can you use with Medicare?
It’s important to note: When you use your card, the pharmacy processes it instead of your Medicare card, not in conjunction with your Medicare card. Let’s say you have a $100 copay for a medication with Medicare, and the price is only $5. The pharmacist can use the card to give you the lower price. But, when you do this, it won’t count toward your out-of-pocket maximum. In other words, it makes your prescription significantly more affordable, but it won’t help get you out of the coverage gap faster or meet your deductible.
Wondering what’s the catch? There isn’t one! partners directly with pharmacies, which lets us offer you lower prices. We receive a small fee from our pharmacy partners when you use your card to save, which is how we can offer the service to you for free. Pharmacies choose to do business with us because we keep our business practices transparent, our prices consistent, and we help bring customers to their pharmacy.
If you have any more questions, feel free to call us at 1-844-234-3057, find us on Facebook, or read reviews on Trustpilot.
Can I use if I’m on Medicaid?
Why can’t Medicare patients use coupons?
The Anti-Kickback Statute (AKS) “prohibits the exchange (or offer to exchange) of anything of value in an effort to induce (or reward) the referral of the business reimbursable by federal healthcare programs.” This includes drug manufacturer coupons and rebates. The AKS was intended to prevent pharmaceutical companies from making money or persuading the purchase of prescriptions that the federal government would reimburse through the Medicare program.
However, it is 100% legal to still use drug coupons if you have Medicare. As mentioned above, Medicare beneficiaries will just have to choose to use the drug coupon or their Medicare card. You just can’t use both.
Here are coupons for some popular prescriptions among Medicare consumers: